Prediction:

Hillary Clinton won't be the next president. In fact, I don't believe she'll even be the next Democratic nominee.

Don't ask me "Who else is there?" This time eight years ago few people had heard of Barack Obama and if they had the idea of a guy like that becoming president sounded ludicrous.

I'm not judging or casting aspersions on her or anyone. What I will say is her upside is limited and her downside risk is too great. And her "Sell By" date expired in 2008. I'm just stating an opinion.

You heard it here first.